Although TV shows make house hunting look effortless, most prospective homeowners have plenty of questions as they get started. However, with the right real estate agent by your side, things don't have to be so stressful. My husband and I have purchased seven properties over the years, and we couldn't have done it without the help of our realtor. In addition to finding us property that met our needs, our real estate agent also answered our questions and calmed our nerves along the way. We decided to create a website to help people know what it is really like to purchase property and to work with a realtor, so that you are ready to embark on your own adventure.
Everyone should have a fireproof safe in their home. There are some items that are extremely difficult to replace, yet they need to be accessed easily. Having a fireproof safe so you can keep these items in your home without making them susceptible to damage is your best bet. Here are the items that you should keep in your safe.
1. Home insurance policies
If anything happens to your home, you need to be able to access your insurance policy information easily and quickly. While many people will keep this information in a small file drawer or notebook, that's not the safest way you can manage your paperwork. If you home catches on fire, your papers will burn up, and you'll have the headache of getting all your policy information when you could be filing your claim. If your house catches fire, you or officials will still be able to go back inside and retrieve your safe with the unscathed paperwork.
2. External hard drive or memory cards
Losing your electronics, furniture and clothing to a house fire can be extremely stressful, but all of that stuff is easily replaceable once your insurance money comes in. What you can't replace are family photos and home videos. You can buy an external hard drive, a flash drive, or just use a memory card depending on how much you want to save. Load all of your pictures, videos, or any other documents you want to protect onto your device and stick it in your safe. If your computer is stolen in a break-in, or your photo albums and computer burn up in house fire, you will have copies of everything to remake your albums.
3. Identity papers
Many people keep passports, birth certificates, and social security cards in a safe deposit box at a bank. Some just keep the papers floating around their house or shoved in a purse. You never want to carry this kind of paperwork on you unless you are using it that day. It would be too easy for someone to steal your identity with all the paperwork together. While keeping it in a safe deposit box is usually safe, you won't be able to access your items quickly in an emergency. Having them in a fireproof box in your home keeps them safe from a fire, while giving you quick access. You don't have to run to the bank every time you need your paperwork. You can get on a last minute flight in the middle of the night if need-be.
4. Legal documents
If you have a power of attorney for someone, created a living will, or have any other important paperwork, there is no better place than your home to store it. You may need to access a power of attorney or a living will at the drop of a dime. While you may have a lawyer with copies of the documents, you don't want to have to depend on getting a hold of your lawyer every time you need to access them. These and any other legal documents need to be in your safe.
5. Financial paperwork
If you have retirement accounts, investment accounts, bank accounts, or any other financial information, it all needs to be somewhere safe and easily accessible. Not only will you be able to access it quickly, if something happens to you, all of your important information will be found in one place. If someone is taking over to be the executor of your estate, the most frustrating thing that you can do is make them spend weeks or months trying to dig up all of your information.
It's important to keep important information about your life safe and easily accessible. Everyone should have a fireproof safe with all five of these items inside of it. You won't have to worry about anything happening to it in a fire, and your loved ones will have everything you need if something ever happens to you. Contact a local locksmith to help you get started.Share